SIP Leap Simulator
Precise input modeling. Project wealth and analyze inflation impact.
SIP Calculator
$
%
Years
Total $116K
Invested
$60,000
Returns
$56,170
Total Value $116,170
Finance ▼
Earn ▼
What Is a SIP Calculator?
A SIP Calculator is an online tool that estimates the future value of your regular investments in mutual funds through a Systematic Investment Plan (SIP).
It helps you project how small, consistent investments can grow over time with the power of compounding.
How the Power of Compounding Helps You Build Wealth
Compounding and rupee cost averaging make SIPs a powerful way to invest.
The Formula:
Future Value = P × {([1 + r]^n – 1) / r} × (1 + r)
Example: If you invest ₹5,000 monthly for 10 years at 12% expected return, your corpus could grow to around ₹11.6 Lakh.
This Is About Discipline — Not Timing the Market
SIP instills financial discipline and removes the stress of trying to predict market highs and lows.
Who Should Use This Planner?
- Salaried Professionals Those with regular income looking to build wealth gradually.
- Long-Term Goal Savers Planning for retirement, education, or home purchase.
- Beginners in Investing New to mutual funds and wanting to start small.
Limitations of SIP Projections
Calculations assume a constant return rate and do not guarantee actual results due to market volatility.
Frequently Asked Questions
How much should I invest in SIP? ▼
Start small, even ₹500/month; aim for 10-20% of income.
What is a good expected return? ▼
Equity funds historically 10-15%; depends on risk.
Are SIP returns guaranteed? ▼
No, mutual funds are market-linked and subject to risks.